Your health is your wealth. If you lost your health, would you lose your income too?
If you are PAYE, state benefits are minimal. If you are self-employed, you receive no state benefits on illness.
can help guarantee up to 75% of your income if you lose your ability to work due to any medical condition subject to current health and occupation.
To determine if you require life assurance, you only have to consider two issues:
1. Do you have dependents on your income?
2. Do you expect any financial liabilities on your death?
When you die, your income dies with you. If you have children, they still require as good a start in life as you can provide. Life assurance is the most effective financial provider for your dependents on your premature death.
You need to protect your debts, your shareholding, and your business partners and ensure the viability of the business after you are gone by having funds in place to compensate the business on your death.
The answer is yes if there is any dependency on your income or financial liabilities on your death. access all main life offices and guarantee lowest rates from all our agencies.
Many people have effected Serious Illness for the wrong reason; as an income support if you become ill. It is not designed for income protection; it pays out a single lump sum of money on major illness. Be aware: illness definitions are restrictive.
But, if you ever suffer from Cancer, heart ailments, or other serious conditions, you will be grateful you had this protection in place. accesses all providers of Serious Illness in the market and will help you compare all for value and definitions.
Private Health Care is critical to any family. Whether using VHI, Quinn or Hibernian Health, it is important to have hospitalisation and at least the basic health care costs protected. Your payment is also fully tax deductible at your highest tax rate. An overnight stay in a public hospital can cost hundreds of euro and this is not the stress you want if you are ill. can advise on this cover and we deal exclusively with Hibernian Health.
