Talk Financial

To be a truly independent financial planning service, our practice must always be open to developing other financial intelligence for our clients over and above the conventional. We do this in many ways including:

We advise on how best to dispose of assets through your will. There are tax implications on receipt of assets via gift or inheritance. There are also ways to minimize those taxes.

It is very easy to live a modest life and die a millionaire, once you factor in all assets (property, business, equity, bonds, deposits, life insurance, jewelry, etc).

These assets can lead to tax liability for the beneficiary. We help put in place the best financial structure to meet any tax liabilities and insure your assets remain in the hands of those intended.

There are several deposit and savings options available; hence why getting independent advice is so important. Several options exist for basic deposit accounts, short-term savings, future planning, personal funds, company funds, secure savings, monthly investment options; the list goes on. We advise on several aspects of savings and deal exclusively with Anglo Irish Bank for the execution of your deposit needs.

arranges home insurance on a case by case basis:

On-line facilities to input your application
Immediate home insurance cover on-line
Print off your policy schedule while you wait
Option for price-matching
Discounts for on-line processing, no-claims bonuses and multiple policies

So, when your home insurance is due for renewal, ring

Business planning
We help develop business plans for bank finance. A complete business plan involves many facets from the market, the product or service, the business model & financials. To complete a comprehensive business plan, we introduce clients to other experts including marketing, business coaching, HR, bookkeeping and accounting.

Top-slicing relief
This is an additional tax credit on redundancy payments. Many people are not aware of it or how to apply. Talk Financial will deal with revenue and manage our client's application for this tax credit at a fixed fee.

Assessing Existing Finances
For those who find themselves with several financial documents in their filing cabinet, on the floor or under the bed (!), we take their entire documentation away for analysis, complete an inventory of what is in place and what is the best action to take. This is a fee-based service.

Ancillary services
Through our extensive network of alliance partners and associates, we obtain information from revenue, government departments, accountants, solicitors and other professions on behalf of clients with specific queries.