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Residential Finance
The mortgage market is extremely competitive with banks, building societies all looking for your business. There are literally hundreds of mortgage products on the market.

Banks offer everything from free valuations to free legal fees to secure business. The belief of Talk Financial is simple: If the offering is good enough, there should be no reason to give out freebies.

Talk Financial offers more choice of lender than most - either direct or via agency network - AND we provide complete impartiality from all agencies by giving you the choice of commission or fee.

We also offer clients a unique offering in the market
If you prefer to manage your mortgage application directly and simply want our advice on how to do it, we will advise you on how best to compile your application and prepare you to present your case directly, armed with full knowledge and market rates. This is fee-based.

Commercial Finance
There are several banks in the market for finance for commercial property, business start-up, expansion, etc but their degree of interest in your specific proposal will vary. Talk Financial approach commercial lenders on behalf of clients.

We provide lenders with an initial summary proposition to determine their interest. We then put together your application and accompany you to meet with all interested lenders to present and thereafter, negotiate between lenders for the best package for you.

Commercial finance is a fee-based service, agreed on a case-by-case basis in advance.


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   Talk Financial, Main Street, Kilcolgan, Co. Galway.

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